Time for a quick check-up

Superannuation is not something we usually give a great deal of thought to, particularly if retirement is 10 years or more away. But perhaps it is worth investing a few moments to consider some recent changes, particularly if you have one or more super accounts that have become inactive. When the government talks about a Continue Reading
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Pensioners living in million-dollar homes!

As many readers will be aware, the family home is exempt from means testing for Social Security benefits, including the age pension. But this hasn’t always been the case. When the Commonwealth first introduced the age pension back in 1909, the family home was included as an asset. However, in 1912 the Government of the Continue Reading
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Carers – a blessing

As we age our bodies and minds start to become a little feebler. No doubt, we will find that we are relying on care provided by relatives, our partners or by the government in the guise of a home care package, which we have discussed previously. The role of the individual carer is extremely important Continue Reading
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Health Insurance – a dark science?

Each year on 1 April, the premiums for private health insurance increase. It is just part of the annual cycle; however, I don’t see the joke – the date being April Fool’s Day! This year there is going to be a lot more than premium increases happening in the private health insurance world. In late Continue Reading
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Has the decluttering bug bitten?

I am not sure if it is just us, but over the Christmas holiday period, my wife, Kerry and I decided to do a bit of decluttering. In retrospect, I don’t think it was just us. In fact, one day I was dropping some goods at the local charity shop and I was the last Continue Reading
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Grandchildren – yes, I am that old!

I have become a grandfather for the third time in the last week. My beautiful daughter gave birth to a very healthy 3kg boy, Edward Kyle. Very English I know – her wonderful partner is English. My granddaughters, twins, Penelope and Adeline, are approaching two years of age – creating a feeling of joyful mayhem Continue Reading
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What will 2019 hold?

As we stand on the threshold of a New Year we may be tempted to think about what the year ahead has in store. Somehow, I think that 2019 will be a big year but whether this is good or bad will depend on your outlook. Here are six things that may dictate our changing Continue Reading
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