Xin Chao Last week I had the privilege of attending the Centrepoint Alliance Annual Partner’s Summit. This year’s event was held in Hanoi, Vietnam. My previous visit to Hanoi was 5 years ago, back in 2013. While the colours, tastes, and heat & humidity of the city remain unaltered, the skyline is rapidly changing with Continue Reading
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Two weeks ago, my mum pushed the alarm button on the medical necklace which she constantly wears around her neck. The organisation at the other end of this alarm followed the correct procedures which they have in place – call my mum and if they are not able to raise her, call an ambulance and Continue Reading
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Regular readers will know that we often refer to the costs of living in retirement published by the Association of Superannuation Funds of Australia and known as the ASFA Retirement Standard. The figures are updated every three months to take into account movements in the general cost of living. The latest figures for the June Continue Reading
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On the 1st of January 2015, the age pension assessment of account-based pensions changed. Assessment of account-based pensions was brought in line with other “financial Investments”. What does this mean? The balance of the account-based pension, regardless of the income being drawn down, was assessed in the same way as money invested in bank accounts, Continue Reading
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When saving for a long-term goal, such as retirement, is it better to save small amounts for a long time, perhaps saving when we can ill-afford to, or waiting until later in life and putting larger amounts aside when it is more affordable? This question has plagued society for decades and I fully understand the Continue Reading
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Unfortunately, this blog is not a happy one. But it covers a very important subject. Over recent weeks I have had what seems an abnormal number of questions from advisers regarding their clients who have recently lost a loved one or have been diagnosed with a terminal illness. Even at our recent July Masterclasses, a Continue Reading
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A person’s age pension entitlement is based on several factors. Their age this is the obvious factor. Are they single or a member of a couple? Do they own their home or are they are renting? However, the overriding consideration in determining a person’s correct entitlement is the application of the assets and income means Continue Reading
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