Unfortunately life doesn’t always go to plan. An important part of any financial plan to consider how to protect yourself and your family from financial hardship should you become injured, fall ill, or pass away. We will assist to identify risks and recommend cost effective insurances packages to give you peace of mind that your family will be protected.

Insurance areas covered include:

  • Life Insurance – Pays a lump sum benefit in the event of your death or terminal illness.
  • Income Protection – Provides you with a replacement income stream if you are unable to work due to an accident or sickness for an extended period of time.
  • Trauma Insurance – Pays a lump sum benefit in the event that you suffer a specified trauma event including heart attack, cancer and stroke.
  • Total & Permanent Disability Insurance – Pays a lump sum benefit in the event that you are totally and permanently disabled

As part of our advice we will consider the appropriate ownership and structure of your insurance portfolio, as well as investigate a wide range of insurers to ensure the premiums are cost and tax effective.

Emerge Financial Services has access to all the major insurance providers. This allows us to actively compare offerings to ensure you receive a high quality insurance product, with competitive premiums.

Please contact our office today to book your free no obligation meeting to discuss your risk protection needs.