When I qualified as a Roof Plumber I was advised to take out Income Protection Insurance, so I went to see Ross Brown of Emerge Financial Services Pty Ltd, who went through everything with me thoroughly. He suggested I take out a policy with Comminsure.
I recently had a fall from my pushbike and ruptured my ACL which meant I would be off work for 12 weeks. That meant no pay for 12 weeks.
I contacted Ross Brown who took care of everything, sent me all the necessary paperwork, I filled it in and sent it back and they paid me for the full 12 weeks. It was so easy and Ross Brown was very helpful, any problems I had I just called him and he talked me through it.
I recommend all full time workers to take out Income Protection Insurance because you just never know what might happen.