Disruption, or distraction?

It is amazing to look back and see the way in which the meaning of words has changed over the years. Remember when ‘grass’ was something we mowed every Saturday morning? Now the expression is equally at home describing an illicit-mind altering substance that is smoked. And of course ‘viral’...

Are you prepared?

In 1990 my dad passed away two weeks before his 62nd birthday – I was 34. I was not close to my dad and I had not lived at home for over 16 years. However; I do remember that I was shocked and upset (which is to be expected). The...

Are you ‘financially literate’?

One of the catch-cries of the past couple of years has been the need for Australians to become more ‘financially literate’. But what does it mean, and who does it apply to? I guess that when we hear the term ‘financial literacy’ being thrown around our minds often turn to...

Why it pays to trust the expert

PK and I have just spent the last three weeks on the road, travelling from Perth (in the west) and across to Townsville (in the north); visiting all the capital cities in between and talking to a large number of Advisers and Accountants along the way. Our discussions focused on...