For many years, people have been encouraged to avoid credit cards and instead use debit cards to keep their spending under control. (more…)
Realize your dream blog
Realize Your Dream Blog
A new year is more than just fireworks and resolutions—it’s a chance to take control of your financial future. Whether you’re in your twenties, forties, or seventies, planning ahead can help you reduce stress, avoid debt, and achieve your goals. (more…)
Retirement isn’t just about finishing work—it’s about starting a new chapter in life. Whether you dream of travelling, spending more time with family, or simply enjoying a slower pace, planning is essential. The decisions you make in the year leading up to retirement can shape your financial security, health, and...
By Peter Kelly on 12 November 2025 Australians are being urged to check their superannuation accounts after the Australian Taxation Office (ATO) revealed that the total amount of lost and unclaimed super has surged to $18.9 billion, up $1.1 billion since 2024. This staggering figure highlights the importance of staying...
The Australian Government has announced significant changes to the proposed Division 296 tax, which is designed to reduce generous tax concessions on very large superannuation balances. These changes aim to make the policy fairer and more sustainable, following widespread criticism of the original proposal. (more…)
Blog Authors
Mark Teale
Tealey’s ambition is to change how people think about their retirement, he wants people to dream, plan and realise retirement is not defined by a magical age prescribed by the legislation.
Peter Kelly
PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.
