Should we be able to access our super to buy a home?

This old chestnut raises its head from time to time as the solution to Australia’s residential housing affordability crisis. But, is it a viable solution or, by granting early access to super to put towards purchasing a home, are we just ‘kicking the can down the street’? It has been...

Real Estate Investment – not that simple?

When they retire, a large number of Australians have a diversified portfolio of investments, including cash, shares and superannuation and in a substantial number of cases, an investment property. During a person’s working life the investment property can provide a number of benefits including possible increases in the property’s value,...

Financial ruin – a slippery slope

Even so often I receive a phone call, read an article, or hear a story that leaves me bewildered and, in some ways, helpless because I don’t have a simple foolproof answer. In the past week I have heard of three separate stories that, because of past decisions, have had...