For many older Australians, superannuation is a relatively new concept, having only been available to the masses since the mid-1980’s. Although ‘award based’ superannuation first appeared in 1985, the more formal compulsory superannuation guarantee system was introduced in 1992. Before becoming compulsory, employer sponsored superannuation was pretty much optional. Certainly,...
During my working life, I have always looked forward to the stress-free and simple life I would be able to lead once I retired, but as I draw closer to the magic day, I am not sure how stress-free and simple retirement will be. For most of us, by the...
Do you know what it is like when you get a tune in your head and you just can’t shift it? Well, it has just happened to me. The words of John Lennon and Yoko Ono’s ‘Happy Xmas (War is Over)’ are in a continuous loop in my mind. ‘Another...
Last week we heard some disturbing reports about Medicare numbers being sold on the ‘dark web’. This should be concerning to each of us and it raises a number of questions that are worth considering: How secure does a Medicare number need to be? A Medicare number on its own...
Blog Authors
Peter Kelly
PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.