For many older Australians, superannuation is a relatively new concept, having only been available to the masses since the mid-1980’s. Although ‘award based’ superannuation first appeared in 1985, the more formal compulsory superannuation guarantee system was introduced in 1992. Before becoming compulsory, employer sponsored superannuation was pretty much optional. Certainly,...
Retirement is not that simple!
During my working life, I have always looked forward to the stress-free and simple life I would be able to lead once I retired, but as I draw closer to the magic day, I am not sure how stress-free and simple retirement will be. For most of us, by the...
Another year over…
Do you know what it is like when you get a tune in your head and you just can’t shift it? Well, it has just happened to me. The words of John Lennon and Yoko Ono’s ‘Happy Xmas (War is Over)’ are in a continuous loop in my mind. ‘Another...
Do you feel vulnerable about your online security?
Last week we heard some disturbing reports about Medicare numbers being sold on the ‘dark web’. This should be concerning to each of us and it raises a number of questions that are worth considering: How secure does a Medicare number need to be? A Medicare number on its own...