Another year over…

Do you know what it is like when you get a tune in your head and you just can’t shift it? Well, it has just happened to me. The words of John Lennon and Yoko Ono’s ‘Happy Xmas (War is Over)’ are in a continuous loop in my mind. ‘Another...

Do you feel vulnerable about your online security?

Last week we heard some disturbing reports about Medicare numbers being sold on the ‘dark web’. This should be concerning to each of us and it raises a number of questions that are worth considering: How secure does a Medicare number need to be? A Medicare number on its own...

‘Let the games begin’

No, sadly this blog is not about the Olympics or any other high-profile sporting event. Rather, it is all about the shenanigans what will now consume the hearts and minds of both politicians and the media in the coming months. On 9 May 2017, the head of the government’s counting...

Should super funds be able to borrow money?

From time to time we read of reports about superannuation funds, and particularly self-managed super funds (SMSF), borrowing money for investment purposes. The debate has become quite emotional with at least one side of the debate suggesting that SMSFs borrowing to purchase residential property is contributing the housing affordability crisis...

Your Home – how attached are you?

The “Great Australian Dream”, owning your own home – without having the bank as your silent partner. In 1966, the home ownership in Australia was at an all-time high of 71.4%, since that date the level of home ownership has decreased to 67% in 2011. Maybe the dream is becoming...